Basic financial skills are extremely important for everyone to have, but unfortunately, we don’t always learn them as we’re growing up. Many schools don’t have practical finance classes, and many parents don’t teach their kids about finances either. If you didn’t learn key financial skills as a kid, one of the easiest ways to catch up is by taking an online finance course. Many of these classes are low cost or even free, and you can learn important life skills that can help you get ahead financially. In this article, we’ll talk about the best finance courses that you can take online.
Best Online Finance Courses
Luckily, there are plenty of great online finance courses to help you improve your skills and maximize your budget. Here are some of the best options out there right now.
University of Florida Personal & Family Financial Planning
If you want to learn key financial skills from a respected university, this course is a great way to do so. It’s completely free, but it offers a more structured schedule to help keep you on track. This course is offered on the Coursera platform. Coursera offers plenty of other finance courses, many of which are from accredited universities.
This class takes approximately 15 hours to complete over the course of 9 weeks, and you can adjust deadlines to fit your schedule. You’ll also receive a certificate after you’ve completed the course. Each module contains videos, reading assignments, and at least one quiz. Throughout the course, you’ll learn about budgets, taxes, credit, and investment. At the end, you’ll put together a personal financial plan to help you move forward.
What makes this class such a good pick is that it works for anyone, regardless of how old you are, what career you have, or how much money you make already. Every concept covered in this course is something you can continue to use and apply throughout your entire life. The instructor clarifies complex financial concepts in a way that makes them easy to understand and apply to your own life. This course also serves as a great base for anyone who wants to dive deeper into investment or accounting.
Ellevest has quickly become one of the most popular online financial platforms. While the site is marketed towards women, anyone can benefit from their products and services. In addition to their massive online learning platform, their memberships also include access to their investment and retirement planning accounts, as well as their banking services. This makes it easy to take what you’re learning in the courses and put it into practice.
While Ellevest isn’t completely free, it is very affordable. Their most affordable membership plan starts at $1 per month. Their ‘Plus’ plan costs $5 per month and their ‘Executive’ plan costs $9 per month. They also offer one-on-one access to financial planners for $125 per session, with discounts for members.
Ellevest has a massive library of online classes and video workshops to choose from. They upload new content very frequently to help you expand your financial knowledge even more. Their courses let you go at your own pace, and they’re included with your membership. They also have their own app, so you can access learning materials on the go.
Some of the skills you can learn on Ellevest include intentional spending, investing, and saving for retirement. They also offer career courses, which cover topics like resume building, networking, and salary negotiation. Each course focuses on helping you feel more confident and empowered so you can fully take control of your finances.
Alison Managing Your Personal Debts
This is a free online course that focuses specifically on how to manage debt. Debt is a huge concern for so many people, especially in the US, where so many people are bogged down by student loans or medical debt. Taking steps to get out of debt is incredibly important, because debt can seriously limit your ability to save money and make large purchases.
This course will not only teach you how to minimize the debt that you already have, but you’ll also learn how to plan for the future and use lending solutions intelligently. You’ll learn how to pay down your debt in the most efficient way, and you’ll also learn how to find the best credit card for your needs. The class is completely free and has an assessment at the end, after which you will receive a certificate. This course only takes three hours and can be done on your mobile device as well.
LinkedIn Learning offers a huge library of courses to help you get ahead in your career and enhance your life overall. These courses are more expensive than some of the others on this list. The platform offers a 30-day free trial, and then you can pay for a monthly membership, which costs $19.99 per month when billed annually, or $29.99 per month when billed monthly. You’ll have access to their full library of courses to take whenever you want,
This platform has a huge selection of courses relating to personal finance, investing, and other important money skills. Some of their most popular courses are “Build Sustainable Wealth and Get Out Of Debt” and “Finance Basics Everyone Should Know”, which teach basic finance skills that everyone can use to build a long-term budget. For those who are a bit more advanced, there are classes that teach financial skills to advance your career, such as “Finance For Small Businesses” and “Managing Your Personal Investments”. Courses are run by industry experts and academics to provide quality education.
Each LinkedIn course comes with modules and quizzes that you can access on either your computer or mobile device. Lessons are short and easy to digest, so you can fit them into your daily life. You’ll also be able to access lessons and quizzes after you’ve completed the course, so you can keep your skills sharp. Once you’ve completed each course, you will receive a digital certificate that you can add to your LinkedIn profile. Your LinkedIn Learning membership also gives you access to LinkedIn Premium.
CreativeLive is an online learning platform that caters to creative people in a range of industries. While they have thousands of classes that focus on photography, music, visual art, and crafting, they also have courses that teach a wide variety of important life skills. These include classes in finance, as well as those on how to start a business, network, and more.
One of the best things about the CreativeLive platform is that they are geared specifically towards artists and other creative professionals. They also have content designed specifically for freelancers. Freelancers and artists make money much differently than people in other industries, so typical finance advice doesn’t always apply to them. One of CreativeLive’s most popular courses is “Personal Finance For Artists And Freelancers”. This course caters to people who don’t have a traditional salaried job. It teaches you how to set up a budget and save for retirement, even when your income fluctuates.
CreativeLive has a range of other courses about personal finance with very helpful information for creatives and freelancers. You’ll find courses on investing, debt management, finance for business, and even a class on setting the right rates. Many of CreativeLive’s courses come from notable businesspeople. These include Ramit Sethi, a New York Times bestselling author, and Tabatha Coffey, a prolific businesswoman and TV star.
My Financial Mountain on Skillshare
Skillshare is another amazing platform with a massive library of courses to choose from. My Financial Mountain is a series of excellent finance courses for beginners that can help you get your budget in order. Skillshare classes are free, although you’ll get enhanced benefits if you sign up for a premium membership.
There are several sub-sections to this series. You’ll learn how to set realistic financial goals, set a budget, and build an emergency fund. This course is geared toward complete beginners, so it’s a great option if you’re looking for something that’s not intimidating. Each lesson is just a few minutes long, with bite-sized, actionable items that you can use in everyday life.
The Core Four of Personal Finance on Udemy
Udemy is one of the leading course libraries online. Their courses are not free, but they do provide plenty of educational materials to offer great value. The Core Four of Personal Finance is one of their most popular personal finance classes was written by a accredited financial professionals. It runs for $99.99 for unlimited access, but Udemy offers significant discounts for new students. They also have a 30-day money back guarantee.
One of the best things about this course is that it is very comprehensive. It covers many different aspects of personal finance in a way that is approachable for beginners. Some of the things you’ll learn include managing expenses, managing debt, building an investment portfolio, planning for retirement, and buying a home. One of the things that makes this personal finance course so unique is that they have a module on how to deal with a recession. The world has been dealing with a recession for the last year, and this course has plenty of handy tips to help you handle it.
This course comes with five and a half hours of video that you can watch at any time on your computer, mobile device, or television. You’ll also get articles and downloadable resources to further your knowledge. All of the principles tought in this course are ones that you can apply in your everyday life.
What can I learn in a financial course?
The world of finance is very broad, and if you don’t know much about money, it can feel very intimidating. However, there are a few important financial skills that everyone should learn. Here are just a few of the things you might learn in a financial course and why they are so important.
Arguably the most important financial skill that everyone should have is the ability to budget. A budget is a system you can use to plan your spending and saving based on your income. Not only can a budget help prevent you from spending too much money, it will also help you save for the future and achieve your financial goals. There are many different ways to budget, and a financial course will help you develop one that works for you.
Investing can feel incredibly daunting to many people, especially if you’re just starting out. However, it’s the key to growing your wealth and saving for the future. Luckily, there are plenty of tools available today that make investing much simpler for the average person. In an investing course, you’ll learn about how the stock market works, different types of investments, how to build a portfolio, and more.
Managing Debt And Large Expenses
Throughout life, there are many big expenses that you’ll have to manage. Whether it’s buying a house, paying for college, buying a car, or even paying for medical procedures, you’ll need to know how to make smart purchasing decisions. With these large expenses often comes debt. This could be a mortgage or student loans, or it could be credit card debt. Your debt directly affects your credit score, which in turn affects your ability to make large purchases in the future. Financial courses can teach you how to manage debt safely, as well as how to plan for these large purchases.
When you’re young, it’s easy to think of retirement you can put off until later in life. However, it’s important to start saving for retirement as early as you can. Many financial courses will teach you about different types of retirement accounts, as well as how to manage Social Security and other forms of retirement income when you get older. They may also cover important topics like life insurance and estate planning.
No matter what type of job you have, taxes can feel intimidating. With so many rules and regulations to sort through, it can be tough to know where to start, especially if you have multiple streams of income. There are many financial courses that will teach you how to file your taxes, as well as ways to minimize your tax burden and important mistakes to avoid.
Finance For Small Business
In a world where everyone has a side hustle, it’s become more important than ever to know how to manage business finances. When you run a small business, your finances are often directly tied up with the company’s finances. These courses will help you learn how to manage your business expenses and maximize your income.
There are so many benefits to taking an online finance course. If you don’t have much experience with personal finance, learning the basics can help you feel more confident when it comes to balancing your budget. When you feel in control of your finances, it can help to keep your stress levels down, so you can spend more time enjoying life and doing the things you love. Many of these courses are available for free or for a very low fee. By taking them online, you can complete them on your own time and fit them into a busy schedule.